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Insurance & 
Reinsurance

Incorporate climate data into underwriting, calibrating premiums to match risk.

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Price risk, finance opportunity

Climate risk models capture only first-order impact, not the effects of climate change in real-world contexts. Climate Alpha forecasts climate data with socioeconomic data and market variables to go beyond the first-order effects of physical climate hazards.

Insurance Risk Wheel Climate Alpha - Icons
Insurance Risk List Climate Alpha - Icons
Insurance Risk List Climate Alpha - Icons

Assess loan-to-value ratio and PMI / MIP calculations

Strategize capital allocation

Segment policies by time horizon, property type, RCP scenarios

Hedge against asset and liability mismatch

Calibrate insurance premiums

Incorporate your data and models

Minimize exposure to ‘climate sub-prime’ lenders

Stress-test portfolios against extreme climate thresholds 

INSIGHTS

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