Whether you are required by regulation to measure climate risk, internally mandated to invest in sustainability, or looking to leverage data as a strategic edge, incorporating climate analytics will make you a more successful lender.
LIQUIDTY
Anticipate liquidity events triggered by more frequent and severe extreme weather as well as soaring property insurance costs
CREDIT
Forecast the annual financial impact of climate change under multiple scenarios enhance underwriting
GEOGRAPHIC CONCENTRATION
Create heat maps of climate risk exposure and inform underwriting of mitigation and adaptation measures
COUNTERPARTY RISK
Understand the climate exposure of your borrowing base to inform better credit decisions
REFINANCE & EXTENSION OPPORTUNITIES
Leverage climate risk and resilience as a signal for quality when evaluating future loan opportunities
DISCLOSURE & REGULAITON
Develop climate scenario analysis as recommended by the U.S. Federal Reserve and report physical risks in alignment with TCFD & TNFD requirements